User expressly agrees that use of this website is at user's sole risk. Neither SPANCO, its affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that this website will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of this website, or as to the accuracy, reliability or content of any information, service, or merchandise provided through this website.

The material on this website is provided for information only on an "as is" basis without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose and non- infringement.

To the extent permissible under law, SPANCO disclaims all liability for any loss, damages, liability of any kinds, cost incurred by the user for accessing, downloading, using or relying upon the information available on this website or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behaviour, negligence, or under any other cause of action.

SPANCO makes all reasonable efforts to ensure that the information provided on this website is accurate but neither SPANCO nor its affiliates, information providers or content providers warrant or guarantee the timeliness, sequence, correctness, accuracy, reliability, completeness or suitability of any information provided on this website for any purpose. Additionally, there are no warranties as to the results obtained from the use of the information available on this website.

In no event will SPANCO, or any person or entity involved in creating, producing or distributing this website or the SPANCO software, be liable for any damages, including, without limitation, direct, indirect, incidental, special, consequential or punitive damages arising out of the use of or inability to use this website. User hereby acknowledges that the provisions of this section shall apply to all content on this website.

In addition to the terms set forth above, neither SPANCO, nor its affiliates, information providers or content partners shall be liable regardless of the cause or duration, for any errors, inaccuracies, omissions, or other defects in, or untimeliness or unauthenticity of, the information provided on the website, or for any delay or interruption in the transmission thereof to the user, or for any claims or losses arising there from or occasioned thereby. None of the foregoing parties shall be liable for any third-party claims or losses of any nature, including, but not limited to, lost profits, punitive or consequential damages.

SPANCO accepts no liability for any interference with or damage to a user's computer system data occurring in connection with or relating to this website or its use. User specifically acknowledges that SPANCO is not liable for the defamatory, offensive or illegal conduct of other users or third parties and that the risk of injury from the foregoing rests entirely with user.